Life, Disability and
Long Term Care Insurance

As independent agents, we work with every life insurance company to help you identify or even sometimes craft the exact plan to meet your needs.  Life insurance is more affordable than you think! Sometimes, for just a few dollars a month, you can insure not only your life, but your way of life, and give yourself the opportunity to truly LIVE!

Disability Insurance is absolutely necessary if you might not be able to work for a while after an injury, surgery, or even for things like pregnancy or birth.  Like life insurance, it is usually extremely affordable - and has many other benefits besides allowing you to continue to pay yor bills when you should not be working.

Similar to disability insurance but for longer-term incapacity, long term care insurance is commonly thought of as a product for the elderly.  However, many younger people during their lives will face a period when they are injured and cannot work for months at a time.  

And since disability insurance will not provide benefits for that long, and social services and savings may not be sufficient, it makes a lot of sense to look at long term care insurance even if you're young. 

But for those of us who are of retirement age, long term care insurance has additional benefits as well: from protecting your house and quality of life to affording necessary medical treatments and remaining in the comfort of your home during your last days, long term care insurance is increasingly necessary.


CALL: (970) 615-0717 or e-Mail us