"get insured...not confused!"

call: (970) 615-0717 

or e-mail us

small, family owned, independent agency serving Colorado since 1994.

Our agents are also available to answer questions about your policies, to help you understand how to use your insurance better, to help you choose a plan, to qualify for subsidies to reduce your costs, and even to explain  insurance concepts... completely free of cost, over the phone or by email or using our online form - today! 

Our books are also available on, and you may also attend our classes on insurance at CMU Tech

Hold music is painful. Insurance doesn't need to be.  

As your agents, we go the extra mile - not because we love to listen to hold music any more than you do, but because we want you to be able to enjoy using your insurance.

Independent and licensed on the exchange, we help you qualify for subsidies to reduce or even eliminate the costs of insurance while also ensuring you are neither over insured nor under insured.  

We take the time to explain and walk you through the hows and whys and understand your insurance to reduce your total medical expenses for the year, and provide extensive support once you are signed up. Even listening to hold music for you in helping you to resolve the potential difficulties you might experience.

Alive and intending to remain so? Wanting to live your best life? Life Insurance offers a surprising number of benefits to those of us above ground.

From affording necessary or even experimental medical care needed to save your life, to moving across the country to be closer to family or for a job, or even as a way to ensure retirement doesn't remain only a dream, ask us how an affordable Life Insurance policy can help change your life for the better!

We also offer disability and long term care insurance for when you don't want to work when you shouldn't be working!  

Of course, long term care insurance is not just for the elderly,  but for the elderly it does present the additional protections to keep their homes, and protect their quality of life to the very end.

Group and small business insurance is one of our specialities! 

We provide extensive service from the beginning to ensure that your employees and company benefit from their benefits.  

Carefully crafting a plan to meet your exact needs, we also offer training, education and support services to reduce the headache and difficulty many group plans present.